Find and apply for the best credit card

Discover, Compare, andUnlock Credit Cards.

Find and apply for the best credit card tailored to your needs—simple, fast, and hassle-free.

cards illustration

Top Credit Card Categories

Explore India's top credit card categories and kickstart your credit journey. Find the best-rated cards, including lifetime free options, and choose the perfect one for you.

MoviesTravelShoppingFuelDiningFoodBill PaymentBusiness ExpensesStaysInternational Spends

Best Free Credit Cards

Discover the best free credit cards in India and start your credit journey with top-rated, lifetime free options.

IDFC FIRST Millennia Credit Card card image

IDFC FIRST Millennia Credit Card

Joining Fee - Nil

Movie & Dining icon

Movie & Dining : 25% Discount Up to 100 on District App. 20% Discount on Popular Restaurants

Rewards Rate icon

Rewards Rate : 3X Reward Points Till Spends of 20,000. 10X Reward Points After Incremental Spends of 20,000

Travel icon

Travel : Get four complimentary railway lounge accesses and four roadside assistance services a year, each worth Rs. 1399.

Insurance Benefits icon

Insurance Benefits : Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000.

Fibe Axis Bank RuPay Credit Card card image

Fibe Axis Bank RuPay Credit Card

Joining Fee - Nil

Movie & Dining icon

Movie & Dining : 3% Cashback on Entertainment Spends & 15% Off With the Axis Bank Dining Delights Program.

Rewards Rate icon

Rewards Rate : 3% Cashback on Entertainment, Food Delivery & Commute

Reward Redemption icon

Reward Redemption : Direct Cashback

Travel icon

Travel : Domestic Lounge Access Available

Domestic Lounge Access icon

Domestic Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter

AU Bank InstaPay Credit Card card image

AU Bank InstaPay Credit Card

Joining Fee - Nil

Movie & Dining icon

Movie & Dining : 1% cashback on UPI spends made on dining

Rewards Rate icon

Rewards Rate : 1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Reward Redemption icon

Reward Redemption : Cashback to your credit statement/account

HDFC Platinum Times Credit Card card image

HDFC Platinum Times Credit Card

Joining Fee - NIL

Movie & Dining icon

Movie & Dining : 50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow15% discount up to maximum of Rs. 1500 at restaurants through PayEazy on Eazydiner

Rewards Rate icon

Rewards Rate : 3 Reward Points on every spend of 150. 10 reward points on every weekday dining spent of 150.

Reward Redemption icon

Reward Redemption : You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.

HSBC Visa Platinum Credit Card card image

HSBC Visa Platinum Credit Card

Joining Fee - Nil

Movie & Dining icon

Movie & Dining : BOGO on Movie Ticket Bookings via BookMyShow. Upto 15% Dining Discounts via EazyDiner

Rewards Rate icon

Rewards Rate : 2 Reward Points/150 Spent

Reward Redemption icon

Reward Redemption : Redeem Reward Points for Gift Vouchers, Airmiles, and More

Kotak 811 #DreamDifferent Credit Card card image

Kotak 811 #DreamDifferent Credit Card

Joining Fee - Nil

Rewards Rate icon

Rewards Rate : For every Rs. 100 spent on online transactions, you will get 2 Reward Points, and 1 Reward Points for every Rs. 100 spent on all other transcations.

Reward Redemption icon

Reward Redemption : You can redeem the reward points against a variety of options at the rate of 1 Reward Point = Rs. 0.25

RBL Bank Insignia Preferred Banking World Card card image

RBL Bank Insignia Preferred Banking World Card

Joining Fee - Nil for Insignia Preferred Banking Customer. 7,000 + GST for Others

Movie & Dining icon

Movie & Dining : Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations, and personalized hospitality from the chef with an exclusive dining program.

Rewards Rate icon

Rewards Rate : 5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.

Reward Redemption icon

Reward Redemption : Reward Points redeemable for e-vouchers, mobile recharges, flight bookings, etc. 1 RP = Re 0.25 (approx)

Travel icon

Travel : You get complimentary domestic as well as international lounge access.

Domestic Lounge Access icon

Domestic Lounge Access : 2 Complimentary Domestic Lounge Access Per Quarter

International Lounge Access icon

International Lounge Access : 6 complimentary international lounge access every year via Priority Pass

Golf icon

Golf : 4 complimentary rounds of green fees every year, 12 complimentary golf lessons every year.

IndusInd Legend Credit Card card image

IndusInd Legend Credit Card

Joining Fee - Nil

Movie & Dining icon

Movie & Dining : BOGO on 1 movie ticket every month up to Rs. 200.

Rewards Rate icon

Rewards Rate : 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Reward Redemption icon

Reward Redemption : 1 RP = 0.50 for Redemption Against Cash Credit

Insurance Benefits icon

Insurance Benefits : Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

OLA Money SBI Credit Card card image

OLA Money SBI Credit Card

Joining Fee - Nil

Rewards Rate icon

Rewards Rate : 7% Rewards on Ola Spends and 1% Reward Points Other Eligible Spends

Reward Redemption icon

Reward Redemption : The reward points are automatically credited to your OLA money wallet. Here, 1 Reward Point = Rs. 1.

BOBCARD Easy Credit Card card image

BOBCARD Easy Credit Card

Joining Fee - Nil

Rewards Rate icon

Rewards Rate : 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.

Reward Redemption icon

Reward Redemption : Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to 0.20

Standard Chartered Rewards Credit Card card image

Standard Chartered Rewards Credit Card

Joining Fee - Nil

Rewards Rate icon

Rewards Rate : 4 Reward Points on every retail spend of Rs. 150, 1 RP on every Rs. 150 spent on government payments and insurance.

Reward Redemption icon

Reward Redemption : 1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card's statement balance.

Travel icon

Travel : Complimentary domestic lounge access every quarter.

Domestic Lounge Access icon

Domestic Lounge Access : 1 free domestic lounge access every quarter, i.e. 4 per year.

ICICI Bank Platinum Chip Credit Card card image

ICICI Bank Platinum Chip Credit Card

Joining Fee - NIL

Movie & Dining icon

Movie & Dining : Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.

Rewards Rate icon

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100

Reward Redemption icon

Reward Redemption : The Reward Points can be redeemed against cashback or gifts.

Yes Bank RuPay Credit Card card image

Yes Bank RuPay Credit Card

Joining Fee - Nil

Rewards Rate icon

Rewards Rate : 4 RPs per 200 on UPI transactions above 2,000, 2 RPs per 200 on other online spends

Reward Redemption icon

Reward Redemption : Reward points earned can be redeemed against a host of choices at the Yes Rewardz portal

Best Premium Credit Cards

Discover the best premium credit cards in India and elevate your spending experience with top-rated benefits and exclusive privileges.

IDFC First Private Credit Card card image

IDFC First Private Credit Card

Joining Fee - Rs. 50,000 + GST

Movie & Dining icon

Movie & Dining : Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow

Rewards Rate icon

Rewards Rate : 3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online

Reward Redemption icon

Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various gift vouchers

Travel icon

Travel : Unlimited Railway Lounge Access Across India

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited Domestic Lounge Access (Primary and Add-On Cardholders)

International Lounge Access icon

International Lounge Access : Unlimited International Lounge Access (Primary and Add-On Cardholders)

Golf icon

Golf : Free Unlimited Golf Rounds/Lessons Every Month

Insurance Benefits icon

Insurance Benefits : Travel Insurance and Air Accident Cover

Axis Bank Miles & More Credit Card card image

Axis Bank Miles & More Credit Card

Joining Fee - Rs. 10,000 + GST for Miles & More Select Credit Card & Rs. 3,000 + GST for Miles & More World Credit Card

Movie & Dining icon

Movie & Dining : Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Rewards Rate icon

Rewards Rate : 6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card

Reward Redemption icon

Reward Redemption : Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations

Travel icon

Travel : Complimentary domestic and international airport lounge access

Domestic Lounge Access icon

Domestic Lounge Access : Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter

International Lounge Access icon

International Lounge Access : 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership

Insurance Benefits icon

Insurance Benefits : Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card

AU Zenith Credit Card card image

AU Zenith Credit Card

Joining Fee - Rs. 7,999 + GST

Movie & Dining icon

Movie & Dining : 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate icon

Rewards Rate : 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption icon

Reward Redemption : Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel icon

Travel : Complimentary Railway Lounge Access and Priority Pass MembershipCash Advance Charges

Domestic Lounge Access icon

Domestic Lounge Access : 2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending 20,000 Each Quarter

International Lounge Access icon

International Lounge Access : 8 Free International Lounge Visits

Insurance Benefits icon

Insurance Benefits : Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

HDFC Bank INFINIA Metal Credit Card card image

HDFC Bank INFINIA Metal Credit Card

Joining Fee - Rs. 12,500 + GST

Movie & Dining icon

Movie & Dining : 1 + 1 Complimentary Buffet at ITC Hotels and Up to 750 With Swiggy Dineout

Rewards Rate icon

Rewards Rate : 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Reward Redemption icon

Reward Redemption : RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel icon

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access icon

International Lounge Access : Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass

Golf icon

Golf : Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits icon

Insurance Benefits : Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

HSBC Taj Credit Card card image

HSBC Taj Credit Card

Joining Fee - Rs. 1,10,000 + GST

Movie & Dining icon

Movie & Dining : BOGO on Movies and Discounts at PVR, Swiggy, Zomato, and Starbucks.

Rewards Rate icon

Rewards Rate : 5 RPs/100 Spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and am Stays & Trails Bungalows. 1.5 RPs/100 on All Other Eligible Purchases

Reward Redemption icon

Reward Redemption : Use RPs at Participating Indian and Global Hotels. 1.5 RPs = 1

Travel icon

Travel : 4 Chauffeur-Driven Limousine Transfers in a Year and 15% Discount at Adani One

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited Airport Lounge Access

International Lounge Access icon

International Lounge Access : Global Unlimited Airport Lounge Access

Kotak White Reserve Credit Card card image

Kotak White Reserve Credit Card

Joining Fee - Rs. 12,500 + GST

Movie & Dining icon

Movie & Dining : Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region

Rewards Rate icon

Rewards Rate : White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs

Reward Redemption icon

Reward Redemption : The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at kotakbankwhite. The White Pass Value can also be redeemed for cash.

Travel icon

Travel : Complimentary access to lounges at 1000+ airports around the world

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited complimentary lounge access at domestic airports across India

International Lounge Access icon

International Lounge Access : Unlimited complimentary lounge access at airports across the globe

Golf icon

Golf : 2 Golf Rounds each month at selected golf courses around the world

RBL Bank Icon Credit Card card image

RBL Bank Icon Credit Card

Joining Fee - Rs. 5,000 + GST

Movie & Dining icon

Movie & Dining : BOGO on Movie Ticket Bookings With BMS

Rewards Rate icon

Rewards Rate : 2 RPs per Rs. 100 spent on retail purchases and 20 RPs per Rs. 100 spent on international transactions and dining on weekends.

Reward Redemption icon

Reward Redemption : You can easily redeem your reward points against hotels and flights booking. You can also utilize your reward points for purchasing vouchers, gifts, recharge, shopping, lifestyle products, etc. 1 RP = Re. 0.25.

Travel icon

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access icon

Domestic Lounge Access : Get 2 complimentary domestic lounge access per quarter.

Golf icon

Golf : 4 complimentary golf games & 12 complimentary golf lessons each year.

IndusInd Bank Pioneer Heritage Credit Card card image

IndusInd Bank Pioneer Heritage Credit Card

Joining Fee - Rs. 100,000 + GST

Movie & Dining icon

Movie & Dining : Up to 3 complimentary tickets every month on Pioneer Heritage credit card and 4 Complimentary tickets every calendar quarter on Pioneer Heritage Metal credit card. Also, you get 20% off on your non-movie bookings.

Rewards Rate icon

Rewards Rate : 2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.

Reward Redemption icon

Reward Redemption : 1 RP = Rs 1 redeemed against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash

Travel icon

Travel : Complimentary Domestic and International lounge access, complimentary LoungeKey membership and get a complimentary third-night stay at Oberoi Hotels and Resorts.

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter (with Pioneer Heritage credit card)

International Lounge Access icon

International Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter using LoungeKey membership (with Pioneer heritage Credit Card).

Golf icon

Golf : 12 complimentary rounds of green fees & 12 complimentary golf lessons every year. Also, you get 4 complimentary green fees rounds for guests.

Insurance Benefits icon

Insurance Benefits : Complimentary air accident protection cover worth upto Rs 2.5 crore on this credit card

SBI Card Miles Elite card image

SBI Card Miles Elite

Joining Fee - Rs. 4999 + GST

Rewards Rate icon

Rewards Rate : 6 Travel Credits per Rs. 200 spent on Travel-related expenses

Reward Redemption icon

Reward Redemption : Air Miles/Hotel Points: 1 Travel Credit = 1 Air Mile/Hotel Point

Travel icon

Travel : Complimentary Priority Pass Membership for the first 2 years

Domestic Lounge Access icon

Domestic Lounge Access : 8 complimentary visits per calendar year (maximum 2 per quarter)

International Lounge Access icon

International Lounge Access : 6 complimentary visits per calendar year

Fuel Surcharge icon

Fuel Surcharge : 1% Fuel Surcharge Waiver on transactions between ₹500 and ₹4,000 at any petrol pump across the country

American Express Platinum Charge Card card image

American Express Platinum Charge Card

Joining Fee - Rs. 66,000 + GST

Movie & Dining icon

Movie & Dining : Complimentary EazyDiner Prime Membership, 50% Discount at Premium Restaurants, and 500 Off on the Second Movie Ticket Purchased with PVR INOX (Once Each Month)

Rewards Rate icon

Rewards Rate : 1 MR Point/40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier

Reward Redemption icon

Reward Redemption : Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.

Travel icon

Travel : Accelerated Reward Points on International Spends

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited Free Airport Lounge Access

International Lounge Access icon

International Lounge Access : Access to Over 1,300 Airport Lounges Globally, Including American Express Lounges, Priority Pass Lounges, and Delta Lounges.

Golf icon

Golf : Complimentary Access to Premium Domestic and International Golf Courses

Insurance Benefits icon

Insurance Benefits : Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

BOBCARD ETERNA Credit Card card image

BOBCARD ETERNA Credit Card

Joining Fee - Rs. 2,499 + GST

Movie & Dining icon

Movie & Dining : 5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at 250/month)

Rewards Rate icon

Rewards Rate : 15 Reward Points /100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate)

Reward Redemption icon

Reward Redemption : Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.

Travel icon

Travel : Low Forex Markup Charge of 2%

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter

Insurance Benefits icon

Insurance Benefits : Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)

Standard Chartered Ultimate Credit Card card image

Standard Chartered Ultimate Credit Card

Joining Fee - Rs. 5,000 + GST

Rewards Rate icon

Rewards Rate : 5 Reward Points on every retail purchase of Rs. 150

Reward Redemption icon

Reward Redemption : The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360 rewards program. 1 Reward Point = Re. 1.

Travel icon

Travel : Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.

Domestic Lounge Access icon

Domestic Lounge Access : 16 domestic lounge access per year (4 every quarter)

International Lounge Access icon

International Lounge Access : 1 complimentary lounge visits per month with the Priority Pass membership.

Golf icon

Golf : 1 complimentary golf game per month, and 1 free golf coaching session each month.

Insurance Benefits icon

Insurance Benefits : Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.

ICICI Bank Diamant Credit Card card image

ICICI Bank Diamant Credit Card

Joining Fee - Rs. 1,25,000 + GST

Movie & Dining icon

Movie & Dining : Up to 4 complimentary movie tickets each month on BookMyShow, minimum 15% discount on dining bills at partner restaurants under Culinary Treats program, discount on dining at ITC and partner hotels with Club ITC Culinaire membership

Rewards Rate icon

Rewards Rate : 6 Reward Points per Rs. 100 on internationally and 3 Reward Points on domestic spends.

Reward Redemption icon

Reward Redemption : The ICICI Reward Points can be redeemed against cashback or gifts at a rate of 1 Reward Point = Rs. 0.25.

Travel icon

Travel : Taj Epicure Plus and InnerCircle Gold membership, unlimited complimentary domestic and international airport lounge access

Domestic Lounge Access icon

Domestic Lounge Access : Unlimited complimentary domestic airport lounge access

International Lounge Access icon

International Lounge Access : Unlimited complimentary international airport lounge access

Golf icon

Golf : Unlimited complimentary rounds of golf at domestic and international Golf courses

Insurance Benefits icon

Insurance Benefits : Credit shield cover worth Rs. 50,000 and many travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore.

YES Bank RESERV Credit Card card image

YES Bank RESERV Credit Card

Joining Fee - Rs. 2,499 + GST

Rewards Rate icon

Rewards Rate : 24 Reward Points for every Rs. 200 spent online. 12 Reward Points for every Rs. 200 spent on offline shopping and 6 RPs on select categories

Reward Redemption icon

Reward Redemption : Reward Points Can be Redeemed on the YesRewardz Portal Against Multiple Options

Domestic Lounge Access icon

Domestic Lounge Access : 12 Domestic Lounge Visits Every Year (3 Per Quarter) on Spending 1 Lakh or More in the Previous Quarter

International Lounge Access icon

International Lounge Access : 6 Lounge Visits Outside India Each Year

Golf icon

Golf : 4 Complimentary Rounds of Golf With Green Fee Waived and 1 Complimentary Golf Lesson Per Year

Insurance Benefits icon

Insurance Benefits : Insurance coverage is worth Rs. 3 crore if the cardholder's life is lost due to an air accident, and medical insurance is worth Rs. 50 lakh in case of emergency overseas hospitalization and a Credit Shield cover (up to Rs. 10 lakh) against outstanding card dues in the unfortunate event of the primary cardholder's death.

Available Banks

We partner with all major credit card issuers to make sure you see as many great offers as possible.

Idfc First Bank
Axis Bank
Au Bank
Hdfc Bank
Hsbc Bank
Kotak
Rbl Bank
Indusind Bank
Sbi Card
American Express
Bank Of Baroda
Standard Chartered
Icici Bank
Yes Bank
calculator bg illustration 1

Credit Card Calculators

Use our calculators to make informed decisions about your credit cards.

calculator bg illustration 1

Download Finckr App

Effortlessly apply for India's top credit cards through a secure and user-friendly platform right at your fingertips.

Find the perfect card by comparing features, rewards, and benefits side by side & Get personalized card recommendations tailored to your spending habits.

Add your credit cards to stay updated on benefits, rewards, and exclusive offers. Never miss out on perks and updates tailored to your cards!

finckr app mockup image